For the Columbia Threadneedle investment U.S. World wide web sites

Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies. Columbia Management Investment Advisers, LLC, its parent, subsidiaries and affiliates ("Columbia Threadneedle Investments") requires that all the visitors to our site(s) on the World Wide Web (the "Site") adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions. The Site is designed for residents of the United States only, and should not be considered a solicitation to buy or an offer to sell any securities or other financial products and services in any other jurisdiction.

Laws And Regulations

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations.

Copyright

All information, content, forms, photographs, graphics, and software available on or through the Site (collectively "Content") is owned or controlled by Ameriprise Financial, Inc. The Content is protected by U.S. and foreign copyright common law rights and statutes. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content available on or through the Site for commercial or public purposes, without the prior written permission of Ameriprise Financial, Inc.

Trademarks

The trademarks, service marks, slogans, logos, trade dress and other identifiers ("Marks") displayed on the Site are the property of Ameriprise Financial, Inc. The Marks are protected by U.S. and foreign trademark, common law rights and statutes. Users of the Site are prohibited from using any Marks for any purpose including, but not limited to, use on other materials, in presentations, as domain names, or as metatags, without the written permission of Ameriprise Financial, Inc.

All inquiries regarding Trademarks should be directed to: intellectual.property.legal.mail@ampf.com.

Hyperlinking

THIS SITE MAY PROVIDE A LINK TO OTHER SITES BY ALLOWING THE USER TO LEAVE THIS SITE TO ACCESS THIRD-PARTY MATERIAL OR BY BRINGING THE THIRD-PARTY MATERIAL INTO THIS SITE VIA "INVERSE" HYPERLINKS AND FRAMING TECHNOLOGY (A "LINKED SITE"). COLUMBIA THREADNEEDLE INVESTMENTS HAS NO DISCRETION TO ALTER, UPDATE, OR CONTROL THE CONTENT ON A LINKED SITE. THE FACT THAT COLUMBIA THREADNEEDLE INVESTMENTS HAS PROVIDED A LINK TO A SITE IS NOT AN ENDORSEMENT, AUTHORIZATION, SPONSORSHIP, OR AFFILIATION WITH RESPECT TO SUCH SITE, ITS OWNERS, OR ITS PROVIDERS. THERE ARE INHERENT RISKS IN RELYING UPON USING, OR RETRIEVING ANY INFORMATION FOUND ON THE INTERNET, AND COLUMBIA THREADNEEDLE INVESTMENTS URGES YOU TO MAKE SURE YOU UNDERSTAND THESE RISKS BEFORE RELYING UPON, USING, OR RETRIEVING ANY SUCH INFORMATION ON A LINKED SITE.

No Warranties

ALL CONTENT, PRODUCTS, AND SERVICES ON THE SITE, OR OBTAINED FROM A WEB SITE TO WHICH THE SITE IS LINKED (A "LINKED SITE") ARE PROVIDED TO YOU "AS IS" WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY.

COLUMBIA THREADNEEDLE INVESTMENTS DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR (A) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT MADE THROUGH THE SITE BY ANY PARTY OTHER THAN THREADNEEDLE INVESTMENTS, (B) ANY CONTENT PROVIDED ON LINKED SITES OR (C) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE.

OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL COLUMBIA THREADNEEDLE INVESTMENTS OR ITS DATA OR CONTENT PROVIDERS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER'S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE OR A LINKED SITE, OR USER'S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED SITE. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY OPINION, ADVICE OR OTHER CONTENT AVAILABLE THROUGH THE SITE, OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.

Limitation of liability for use of the site and linked sites

THE INFORMATION, SOFTWARE, PRODUCTS AND DESCRIPTIONS OF SERVICES PUBLISHED ON THE SITE OR A LINKED SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND COLUMBIA THREADNEEDLE INVESTMENTS AND ITS DATA AND CONTENT PROVIDERS SPECIFICALLY DISCLAIM ANY LIABILITY FOR SUCH INACCURACIES OR ERRORS. COLUMBIA THREADNEEDLE INVESTMENTS AND ITS DATA AND CONTENT PROVIDERS DO NOT WARRANT OR REPRESENT THAT THE CONTENT ON THE SITE IS COMPLETE OR UP-TO-DATE. COLUMBIA THREADNEEDLE INVESTMENTS IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON THE SITE. COLUMBIA THREADNEEDLE INVESTMENTS MAY CHANGE THE CONTENT ON THE SITE AT ANY TIME WITHOUT NOTICE. COLUMBIA THREADNEEDLE INVESTMENTS MAY MAKE IMPROVEMENTS OR CHANGES TO THE SITE AT ANY TIME. YOU AGREE THAT NEITHER COLUMBIA THREADNEEDLE INVESTMENTS, NOR ITS DATA OR CONTENT PROVIDERS, ITS OR THEIR AFFILIATES OR ANY OF ITS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY INDIRECT, PUNITIVE, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THE SITE OR A LINKED SITE, EVEN IF COLUMBIA THREADNEEDLE INVESTMENTS IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES. FURTHERMORE, YOU AGREE THAT NEITHER COLUMBIA THREADNEEDLE INVESTMENTS NOR ITS DATA OR CONTENT PROVIDERS, OR ITS OR THEIR AFFILIATES OR ANY OF ITS OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS WILL BE LIABLE UNDER ANY THEORY OF LIABILITY FOR THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS (e.g., YOU CANNOT ACCESS YOUR INTERNET SERVICE PROVIDER), UNAUTHORIZED ACCESS, THEFT, OPERATOR ERRORS, STRIKES OR OTHER LABOR PROBLEMS OR ANY FORCE MAJEURE. COLUMBIA THREADNEEDLE INVESTMENTS CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WEB SITE.

Confidentiality of user communications

Except as required by law and in accordance with the Columbia Threadneedle Investments U.S. Internet Privacy Statement, Columbia Threadneedle Investments will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to Columbia Threadneedle Investments. Companies (mutual funds) have their own privacy statements that contain separate requirements and limitations (provisions) from the provisions of the Columbia Management Investment Advisers, LLC privacy statement or the Columbia Threadneedle Investments U.S. internet privacy statement. Copies of a mutual fund's privacy statements can be obtained directly from the mutual fund's sponsor or distributor.

User should be aware that Linked Sites may contain confidentiality provisions that differ from the provisions provided herein. Columbia Threadneedle Investments is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions

Linked Internet Sites

Columbia Threadneedle Investments prohibits caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site. Columbia Threadneedle Investments reserves the right to disable any unauthorized links or frames and specifically disclaims any responsibility for the Content available on any other Internet sites linked to the Site. Access to any other Internet sites linked to the Site is at the user's own risk.

User should be aware that Linked Sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, and other provisions that differ from the provisions provided on the Site. Columbia Threadneedle Investments is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

No investment advice or offers

Nothing in the Site constitutes investment advice, including Columbia Threadneedle Investments filings with the Securities and Exchange Commission, or recommendations as to the suitability of any specific product or security.

Retirement Investors: The descriptions of investment products and strategies on the Site are offered solely as, and intended to be used to provide, education, marketing and examples of the potential uses of the products and strategies for your independent consideration and do not reflect all of the factors that your particular situation may warrant. Accordingly, the descriptions on this Site should not be viewed, construed, or relied upon, as investment or fiduciary recommendations or advice under the Employee Retirement Income Security Act of 1974, as amended (ERISA) or Section 4975 of the Internal Revenue Code of 1986, as amended (the Code), but are intended to help you independently evaluate the merits of a potential investment or transaction. We have financial interests in, and benefit from, your use of our products and strategies as disclosed in our product prospectuses, offering documents, agreements and other materials that we make available to you. If you desire to receive an investment recommendation or advice regarding these products or strategies, please contact your investment professional.

Transmission of personal data

User acknowledges and agrees that by providing Columbia Threadneedle Investments with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with the standard business practices of Columbia Threadneedle Investments.

User should be aware that linked sites may contain transmission of personal data provisions that differ from the provisions provided herein. Columbia Threadneedle Investments is not responsible for such provisions, and expressly disclaims any and all liability related to such provisions.

View Internet Privacy Statement

Changes to Rules and Regulations

Columbia Threadneedle Investments reserves the right to revise these Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations.

Violations of Rules and Regulations

Columbia Threadneedle Investments reserves the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.

Access to Password Protected/Secure Areas

Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.

Use of "Cookie" File Features

Columbia Threadneedle Investments reserves the right to store information on a user's computer in the form of a "cookie" or similar file for purposes of modifying the Site to reflect users' preferences. The Columbia Threadneedle Investments U.S. Internet Privacy Statement provides additional information regarding how Columbia Threadneedle Investments uses cookies as well as procedures for disabling cookies.

View Internet Privacy Statement

Digital Millennium Copyright Act - Notification to Columbia Threadneedle Investments Regarding Alleged Copyright Infringement

Columbia Threadneedle Investments reserves the right to remove any Content on the Site which allegedly infringes another person's copyright. Notices to Columbia Threadneedle Investments regarding any alleged copyright infringement on the Site should be directed to Columbia Threadneedle Investments General Counsel's Office Attn.: Technology Counsel at intellectual.property.legal.mail@ampf.com.

Jurisdiction/Governing Law

Users of this Site agree to submit to the laws of the State of Minnesota, USA and applicable federal law without regard to conflicts of laws principles.