The next evolution in target-date fund diversification

Targeting a better outcome

Target-date funds aren’t all built alike. With risk diversification at its core, Columbia Adaptive Retirement Series takes retirement plan investing to the next level to target a better outcome than traditional target-date funds.

Diversification: The key tenet of risk allocation

Traditional target-date funds lack broad diversification, making them sensitive to market volatility. Our time-tested risk allocation approach offers more thoughtful diversification than traditional target-date funds — first by balancing risk across assets and second by representing as many different assets as possible.


Diversification does not assure a profit or protect against loss.