Engage your clients with conversation toolkits
Explore step-by-step guides to help clients navigate complex scenarios.
Conversation Toolkits
Every financial planning decision is an opportunity to help your clients prepare for retirement. These toolkits are designed to help them assess their options and make choices that support their goals — choices that could result in growing the amount of assets you manage.
Reducing taxes through employer stock and net unrealized appreciation strategies
Help clients determine if they should withdraw company stock from their 401(k) plan as part of a potential tax-savings strategy associated with the net unrealized appreciation in the stock.
Completing an annual beneficiary audit
Help your clients review annual changes — marriage, birth of a child or grandchild, divorce, remarriage or death of a spouse — to ensure their retirement and investment assets avoid probate and pass to the heirs of choice.
Accumulating Roth IRA assets tax-efficiently
Learn how to determine if a Roth IRA conversion is a good fit for your clients and complete a conversion to a Roth IRA in a tax-efficient manner.
Using a Health Savings Account (HSA) as a retirement vehicle
Help high-net-worth investors who are maximizing contributions in their employer-sponsored retirement plans use an HSA to generate tax-free health care distributions or tax-deferred retirement income.
Maintaining retirement plan documents
Help ensure business owners meet best practices for their workplace retirement plans by updating the plan documents annually to comply with federal laws.
Writing investment policy statements
Offer business owners tips to write an effective policy statement (IPS) — something increasingly recognized as a tool to demonstrate they're following a prudent process when selecting, monitoring and replacing investments in their workplace retirement plans.
Making QDIA selections
Instruct business owners on the guidelines for selecting qualified default investment alternatives (QDIAs) in their retirement plans to ensure compliance and reduce risk.
Protecting plan sponsors from liability
Help business owners meet the compliance measures required by 404c of ERISA to help them avoid liability for their workplace retirement plan's performance.
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